Affordable Golf Cart Financing in Florida

Own Your ICON or EPIC Golf Cart With Low Monthly Payments

Looking to finance a golf cart in Florida? ICON Golf Carts of Tampa Bay makes it easy to own the perfect street-legal golf cart with flexible financing options. Whether you're shopping for a 4-seater or 6-seater ICON or EPIC model, our streamlined approval process and trusted lenders help you secure low rates and affordable terms — no matter your credit score.

Why Choose Our Golf Cart Financing Program?

• 0% APR Golf Cart Financing – For qualified buyers, we offer 0% interest financing options on select ICON and EPIC models.
• Low Monthly Payments – Get approved for a payment plan that fits your lifestyle and budget.
• Quick Online Approvals – Apply from your phone or desktop and receive a fast credit decision.
• Trusted Financing Partners – We work with lenders who specialize in golf cart loans, including Sheffield Financial and Yard Card.
• All Credit Types Welcome – Fair, good, or limited credit – we'll help you find the right path to ownership.

How to Finance a Golf Cart with Us

1. Start Your Application
   Complete our secure golf cart loan application online or visit our showroom in Largo or Sarasota.
2. Receive Your Financing Offer
   Choose from loan terms that range from short-term 0% APR plans to long-term low-interest golf cart loans up to 96 months.
3. Select Your Golf Cart
   Browse our full selection of ICON and EPIC golf carts, including street-legal LSVs.
4. Drive Off with Confidence
   Pick up your fully financed golf cart and enjoy the road ahead.

Flexible Terms. Trusted Lenders. No Pressure.

We believe financing a golf cart should be simple and transparent. That's why we partner with national lenders who offer:

• 0% APR for up to 24 months on select models
• Loan terms up to 96 months
• No prepayment penalties
• Bundled accessory financing – add wheels, lighting, seats, and audio to your cart loan

Frequently Asked Questions (Golf Cart Financing FAQs)

Q: What credit score is needed for golf cart financing?
A: Most lenders prefer a score of 650 or above for 0% APR offers, but we offer programs for all credit levels.

Q: Can I finance an ICON or EPIC golf cart in Florida?
A: Yes – we specialize in ICON and EPIC golf cart financing with locations in Largo and Sarasota.

Q: Are accessories like lights or lithium batteries included in the loan?
A: Yes. You can roll upgrades, accessories, and even lithium battery packs into your golf cart loan.

Q: Is there a penalty if I pay off early?
A: Nope. All our lenders offer no prepayment penalty terms.

Apply for Golf Cart Financing Today

Don’t wait to enjoy the comfort and style of an ICON or EPIC cart. With easy golf cart financing, you can hit the road without paying everything up front.

Apply online now or stop by our Largo or Sarasota locations.

Start Your Application: Call (813) 922-5478 to speak with a financing specialist.